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We've helped thousands of families...

Bankruptcy is not for everyone. At your free, initial, confidential consultation, you will receive an in-depth analysis of your financial situation. We will clearly explain your legal rights and options under bankruptcy Chapter 7 or Chapter 13 (reorganization) in California as well as non-bankruptcy alternatives, such as negotiated debt settlement. We will give you the information you need to choose what is best for you. We can also discuss whether or not that proposed home loan modification makes any sense in your case or how the delinquent second mortgage will impact your financial future if you have already lost a home in foreclosure. We've helped nearly thirty thousand families in the Central Valley end the financial nightmare of their debts.

"John Kyle and his team are highly professional and knowledgable, but beyond that, they are also friendly, hospitable, and help you to get thru the process. John is a saint; fair and ethical,  and Sonia is a an all-star pro. Their help has been priceless and I highly recommend them to anyone who is thinking about going through bankruptcy." - Yelp.com testimonial

If you have debt and need help...

Call our office now toll-free at 1-800-209-4LAW (4529) for a free debt consultation in Stockton or Modesto. Our team of experienced and compassionate attorneys is ready to help you get the debt relief you need.